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When considering a Mount Olive College education, your first concern should not be the burden of how to pay for it. Certainly, paying for it is important. However, finding the “right fit,” the best education, and the most positive environment should be your top priority. Making college as affordable as possible is one of our major goals at Mount Olive College.

At Mount Olive College we believe every worthy and capable student should have an opportunity to attain a college education. So, throw out any ideas you have about not being able to afford a great education - we make college possible for students every day.

What is FAFSA?
The Free Application for Federal Student Aid (FAFSA) is used to determine what a family can contribute toward educational expenses per academic year.

To apply for need-based financial aid, you will need to submit a completed FAFSA. It is available at public libraries, local high school guidance offices, financial aid offices, or online at www.fafsa.ed.gov. You may complete the FAFSA any time after January 1.

The FAFSA asks for financial information about you and your family, like income and asset information, as well as your academic background. Within three to 4 weeks of the date you file your FAFSA, you and the financial aid office will each receive a Student Aid Report (SAR), based on the information you reported in your application. Be sure to check your SAR for errors and let us know if there are any corrections. We will develop a financial aid package for you based on the information in your SAR.

What are the requirements for receiving financial aid?

To be eligible for financial aid, you must meet the following general requirements:
US citizen or permanent resident
Officially accepted as a degree-seeking student to Mount Olive College
Maintain satisfactory academic progress in a major course of study
Not be in default on an educational loan or owe a refund on a grant received at another college

Administering over $12 million dollars annually in financial aid, Mount Olive College solidly proves that financial aid is making college possible for many students.

Financial Aid for International Students
International students wishing to study at Mount Olive College will be considered for academic scholarships based on merit and academic ability. Athletic scholarships may also be available to qualified athletes. Special talent scholarships in music and art may also be available. However, an audition or review of your portfolio is required. International students are not eligible to be considered for any federal or state financial aid programs.

All international students are required to show proof of financial support prior to issuing the I-20. If you are considering financial aid options for your studies in the United States, you may consider an alternative loan through a variety of lenders.

Building a Financial Aid Package
The first step to finding a financial aid package that works for you is knowing what’s available. You have three major options: Gift-aid, which is made up of scholarships and grants; self-help, which incorporates work-study; and loans.
Gift-aid includes grants and scholarships from resources that do not need to be repaid. Some of those resources include Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, North Carolina Legislative Tuition Grant, North Carolina State Contractual Scholarship, North Carolina Student Incentive Grant, Mount Olive College scholarships based on merit, athletic ability and talent and outside scholarships. Priority for North Carolina funds is given to applicants who submit the Free Application for Federal Student Aid (FAFSA) by March 15.

Self-help funds are reserved for needy students who are eligible for Federal Work Study. Most students choose to work to help offset their tuition cost.
Loans must be repaid. Usually, repayment does not begin until at least 6 months after the last day of full-time enrollment. Some of those programs include the Federal Perkins Loan and the Federal Stafford Loan program.

By combining institutional scholarships and grant programs with federal and state assistance, Mount Olive College makes college possible for deserving and qualified students like you.

What Else is Working in Your Favor?
North Carolina residents may receive financial assistance based on their state residency. For classes starting after February 1, 2008 you will need to complete the 2008-2009 NC Residency Form, click here . Mail the signed form to MOC Financial Aid Office, 634 Henderson Street, Mount Olive, NC 28365. No electronic forms or faxes please.

Several changes in the Taxpayer Relief Act of 1997 are specifically designed to benefit you as a student. It’s important to know what these laws are so you can take full advantage of them.

The Hope Scholarship Tax Credit
The Hope Scholarship tax credit allows families to claim an annual tax credit of up to $1,500 for each of the first two years of college for each eligible student. An eligible student is one who is carrying at least one-half the normal full-time course load at a qualified educational institution and is enrolled in a degree program.

A student or a taxpayer may claim the credit for his or her spouse or dependent children. Expenses for books, room, board, athletics, and insurance are excluded.

The Hope Scholarship tax credit is phased out for joint filers with $85,000 to $105,000 of annual adjusted gross income, and for single filers earning between $42,000 and $52,000 yearly. The credit can be claimed in two taxable years of college and by students who are enrolled at least half time for any portion of the years. For more information on tax credits, visit the IRS web site.

Lifetime Learning Tax Credit
The Lifetime Learning Credit is for students who are returning to college as juniors, seniors, graduate and professional students. The maximum credit a taxpayer may claim for a taxable year is $1,000 per family through 2002, and $2,000 thereafter. Also unlike the Hope Credit there is no limit to the number of years in which a Lifetime Learning Credit may be claimed.

The credit is available for tuition and required fees, less grants, scholarships and other tax-free educational assistance, for amounts paid on or after July 1, 1998, for post-secondary enrollment beginning on or after July 1, 1998.

Education IRA
Beginning January 1, 1998, taxpayers may deposit up to $500 per year into an Education IRA for a child under age 18. Parents, grandparents, other family members, friends, and a child may contribute to the child’s Education IRA, provided that the total contributions for the child during the taxable year do not exceed the $500 limit. Amounts deposited in the account grow tax-free until distributed, and the child will not owe tax on any withdrawal from the account if the child’s qualified higher education expenses at an eligible educational institution for the year equal or exceed the amount of the withdrawal.

Student Loan Interest Deduction
Beginning January 1, 1998, taxpayers who have loans to pay for the cost of attendance at an eligible educational institution generally may deduct interest they pay on student loans for themselves, their spouse, or their dependent(s).

The deduction is available only during the first 60 months in which interest payments are required on the loan-for payments due and made on or after January 1, 1998. The maximum interest that may be deducted varies from one tax year to another. We recommend that you to see your financial planner or tax consultant if you believe that you are eligible for this benefit.

Tuition and Fees
For information on tuition and fees by location and program visit the Student Accounts webpage or contact your location’s admissions staff below.

Mount Olive Traditional College: 1-800-653-0854
Mount Olive Evening College: 1-800-653-0854
Goldsboro (SJAFB): 919-735-5052
New Bern: 1-800-868-8479
Research Triangle Park: 1-888-258-5188
Washington: 1-866-316-1757
Wilmington: 1-800-300-7478

Other typical expenses traditional students will want to take into consideration when planning your budget include books, clothing, and entertainment. Traditional students usually spend between $500 and $600 on books per semester.

Students and their families should consider the cost of a college education as an investment that provides personal and financial dividends for a lifetime. Census Bureau statistics have consistently shown the annual income for a person with a college degree is more than 80 percent higher than for a high school graduate. In both earning potential and learning potential, you can’t beat the value of a college education.

Financial Aid
The Financial Aid Office is dedicated to helping you finance your future. College is one of the best investments that you’ll make in your lifetime, and we want Jacksonville University to be the key to your future success.

Scholarships & Grants
When you apply for admission as a freshman at Jacksonville University, you will automatically be screened for an academic scholarship or grant ranging in value from $1,000 to $18,000 per-year.

Any student who applies for admission to Jacksonville University may request financial assistance, although all new students must complete the admissions process and be accepted before financial aid awards will be confirmed. Returning students are required to maintain satisfactory academic progress as defined in the University Catalog.

Jacksonville University will develop a financial aid package tailored to your individual needs. We will mail you an award letter that lists types and amounts of aid by semester and in total. You may decline any portion of the financial aid package (such as Parent or Student Loans, or work awards) by contacting your Financial Aid Counselor.

Contacts
Feel free to contact the appropriate person below if you have questions about financial aid at Jacksonville University or about your award.

Catherine Huntress
Financial Aid Director
904-256-7060

Presidential - To demonstrate its commitment to academic excellence, the University awards financial assistance to incoming freshmen and transfer students who have attained outstanding academic records. The annual scholarships are renewable until graduation, provided minimum grade point averages are maintained. The minimum averages required for retention of the award are outlined in the scholarship notification letter. Annual award amounts range from $2,000 to $15,000. Students apply directly to the Admissions Office of the University for Academic Scholarships.

McAuley - Students with records of leadership, volunteerism and participation in extracurricular activities may qualify for annual awards ranging from $1,000 to $5,000. A separate application will be provided by the admissions office to eligible candidates.

Mission- Through its own fund raising effort, Misericordia University provides substantial financial assistance to needy students through mission awards. These awards help over 65 percents of Misericordia students meet their university costs. These awards are available to undergraduate full-time with demonstrated financial need. Awards range from $600 - $5,000 yearly depending on need, available funds and other aid received by the student. Students who receive the mission awards must maintain satisfactory academic progress and file the FAFSA form each year.

Transfer - Full-time transfer students with a minimum 3.0 cumulative grade point average are automatically given scholarship consideration at the time of admission. Please note that the maximum award for any combination of the above scholarships is $17,000 per year.

Legacy - Incoming full-time freshmen who are the sons or daughters of Misericordia University alumni will receive a $1,000 annual award.

Sibling - A sibling discount program is available when 2 or more eligible siblings are concurrently enrolled at the institution.

Alumni - Misericordia University Alumni who return for undergraduate or graduate level courses receive the following discounts: Undergraduate courses: a discount of 1/3 is applied to a maximum of 11 credits per semester. Graduate course: a discount of 1/3 is applied to a maximum of 6 credits per semester.

Non Pennsylvania Resident -Out of state students who reside on campus are eligible for non-Pennsylvania resident grants. These $1,000 awards are renewable provided on campus residency is maintained and atisfactory academic progress is maintained.

Transfer Agreements - Misericordia University has a formal transfer agreement with Luzerne County Community College, Lackawanna College and Keystone College and offers a special grant to full-time students transferring from theses institutions.

Outside Scholarships -Students can use web-based scholarship search services and apply for outside scholarships. These searches are free. Please use caution and never pay for a scholarship search. Please refer to www.ftc.gov/scholarshipscams.org for information regarding scholarship searches. Two free Scholarship search engines

Deadline Reminder:

State Aid- Apply before
* Fall and Spring Deadline Oct 1st
* Spring ONLY Deadline March 1st
Federal Aid- As soon as possible Before the End of the Term

Priority Registration Reminder:
Your aid file must be complete to participate in Priority Registration for Fall ‘09 starts 3/30/09
Respond Promptly to all requests for information

Financial Aid: An Introduction
Sussex County Community College recognizes that many families need assistance in meeting their educational costs. The college’s financial aid programs assist students who would be unable to attend without help. The college does expect that students and their parents will contribute to the extent of their abilities towards meeting their educational costs. When this is not feasible, students are encouraged to apply for financial assistance.

In order to be considered for financial assistance, including grants and loans, a Free Application for Federal Student Aid (FAFSA) must be submitted for processing. Completion of the FAFSA must be annually and is used to determine aid eligibility. The FAFSA must be submitted as easily as possible to avoid processing, delays, and missing deadlines. The FAFSA web-site is www.fafsa.ed.gov. The college ID number is 025688. See “Applying” for full details

Financial aid is available to those who demonstrate need. Need is defined as the difference between what it costs to attend SCCC and what a student may reasonably be expected to contribute. Unless otherwise designated, all assistance offered by or through SCCC is awarded on the basis of financial need and satisfactory academic progress. New applications for financial aid must be completed each year. SCCC participates in all federal and state aid programs. These programs include federal and state grants, as well as low interest loans and campus employment opportunities. Students applying for financial aid are considered for all programs for which they are eligible.

Code of Conduct – The Financial Aid Office Adheres to the Following Code of Conduct

National Association Of Student Financial Aid Administrators
Code Of Conduct
Refrain from taking any action for his or her personal benefit
Refrain from taking any action he or she believes is contrary to law, regulation, or the best interests of the students and parents he or she services.
Ensure that information he or she provides is accurate, unbiased, and does not reflect any preference arising from actual or potential personal gain.
Be objective in making decisions and advising his or her institution regarding relationships with any entity involved in any aspect of student financial aid.
Refrain from soliciting or accepting anything of other than nominal value from any entity (other than an institution of higher education or a governmental entity such as the u.s. department of education) involved in the making, holding, consolidating or processing of any student loans, including anything of value (including reimbursement of expenses) for serving on an advisory body or as part of a training activity of or sponsored by any such entity.
Disclose to his or her institution, in such manner as his or her institution may prescribe, any involvement with or interest in any entity involved in any aspect of student financial aid.

Federal Pell Grant

This federally funded program is available to full and part-time undergraduate students with substantial demonstrated financial need. Award amounts vary based on the student’s need level and enrollment status. For the 2008 - 2009 academic year, the maximum Pell grant is $4,731. Pell recipients need only be enrolled for a minimum of 3 credits per semester.
Federal Supplemental Education Opportunity Grant:

This federally funded program is available to full and part-time undergraduate students with substantial demonstrated financial need. Award is based on student’s financial need, with priority given to Pell grant recipients. For the 2008 - 2009 academic year, the maximum SEOG is $4,000.
Federal ACG and SMART Grants:

To be awarded the ACG or SMART grant a student must also be eligible for a Federal Pell Grant, be a U.S. citizen, and be enrolled full-time. In addition to these general requirements, there are program-specific requirements.

The Academic Competitiveness Grant (ACG) is available to students who:
• Are in their first or second year of college.
• Graduated from high school after January 1, 2005, and were not previously enrolled in an undergraduate program.
• Have completed a rigorous secondary school program.
• Have a 3.0 cumulative GPA for renewal in the second year.

The ACG will provide up to $750 for the first year of study and $1,300 for the second year of study.

The SMART Grant is available to students who:
• Are in their third or fourth year of college.
• Are majoring in physical, life, or computer sciences, mathematics, technology engineering, or in a foreign language determined critical to national security.
• Maintain a 3.0 GPA in coursework required for a student’s eligible program.
• Are making Satisfactory Academic Progress in their major.

The SMART Grant will provide up to $4,000 for the third and fourth year of study.

State
Mass. Grant:

This program is available to full-time undergraduate students with substantial demonstrated financial need. Award amounts vary based on the student’s financial need. For the 2008 - 2009 academic year, the maximum Mass Grant award is $2,400. Recipients must be residents of Massachusetts for at least one year prior to receiving this scholarship. Dependent students are considered legal residents of the same state as their parent(s). Students may not receive more that 8 semesters of Mass Grant.

Requires full-time enrollment
Gilbert Matching Grant:

This grant is awarded to full-time undergraduate students who are residents of Massachusetts. Recipients are selected on the basis of demonstrated financial need.

Requires full-time enrollment

University
Alumni Discount:

This $1000 discount is available to the legal dependents of Suffolk University graduates who enroll full-time in an undergraduate program. Discount is not available to Suffolk University employees who receive tuition remission.

Requires full-time enrollment
Archer Fellow:

This grant is awarded to selected full-time entering freshmen and transfer students enrolled in the College of Liberal Arts and Sciences who are designated Archer Fellows. Recipients are selected on the basis of merit, and not all students participating in the program receive a grant. Award amount is $500 per academic year. A minimum GPA of 3.0 is required for renewal.

Requires full-time enrollment
Stephen A Baker & Co, Inc. Award:

This grant is awarded to an Accounting major completing his/her junior year. Award amount is $1000 and is applied to senior year tuition. Recipient is selected by a faculty committee on the basis of academic achievement.
Bookstore Scholarship:

This scholarship is available to part-time students enrolled in evening classes. Recipients are selected on the basis of need.
James and Joan Bristol Scholarship:

This scholarship is awarded to a junior accounting major. Recipient is selected by a faculty committee on the basis of academic promise, scholastic achievement and potential in his/her future profession.
Nelson & Mary Burke Scholarship:

This scholarship is available to undergraduate students from Rhode Island. Recipients are selected on the basis of need.
John P. Chase Scholarship:

This scholarship is awarded to full-time entering freshmen and transfer students enrolled in the Frank Sawyer Business School. Recipients are selected on the basis of merit. A minimum cumulative GPA of 3.0 is required for renewal.

Requires full-time enrollment

Requires separate application
Pvt. Sheldon R. Cohen Scholarship:

This scholarship is awarded to a full-time entering freshman from Chelsea. Recipients are selected on the basis of demonstrated financial need.

Requires full-time enrollment
Community Service Scholarship:

Suffolk is committed to encouraging and rewarding community service and this program is evidence of that commitment. A $3000 scholarship will be awarded each year to an undergraduate and a graduate student. Recipient will be selected by a committee on the basis of community service involvement and academic standing.

Requires separate application
Connell Scholarship:

This scholarship was established to assist students who demonstrate need, and are resdients of Lynn and/or graduates of St. Mary’s Regional High School.
John M. Corcoran Scholarship:

This scholarship is awarded to full-time entering freshmen and transfer students. Recipients are selected by a faculty committee on the basis of demonstrated scholastic achievement, with a particular emphasis on SAT scores. A minimum cumulative GPA of 3.0 is required for renewal.

Requires full-time enrollment

Requires separate application
P. Leo and Helen Corcoran Scholarship:

This scholarship is awarded to full-time entering freshmen and transfer students. Recipients are selected by a faculty committee on the basis of demonstrated scholastic achievement (with a particular emphasis on SAT scores). A minimum cumulative GPA if 3.0 is required for renewal.

Requires full-time enrollment

Requires separate application
Derek Coward Book Award Fund:

This award was established by retired Associate Professor of Marketing and Executive-in-Residence, Derek Coward. The award is given to a student majoring in marketing who has the highest GPA at the end of his/her junior year. The award will be used to help finance the costs of textbooks for the recipient’s senior year.
J.W.S. Cox Scholarship:

This scholarship is awarded to students enrolled in the New England School of Art and Design at Suffolk University.
E. William Dandes Scholarship:

This scholarship is awarded to an undergraduate student majoring in Accounting.
Mio Davis Marketing Scholarship:

This scholarship is awarded to a Marketing major in his/her junior year. Recipients are selected on the basis of academic standing and demonstrated financial need.
Dean’s Scholarship:

This scholarship is awarded to full-time entering freshmen and transfer students. Recipients are selected on the basis of merit. Award amounts range from $500 to $5000 per academic year. A minimum cumulative GPA of 3.0 is required for renewal.

Requires full-time enrollment
James E. and Rose E. Doherty Journalism Scholarship:

This scholarship was established to provide support for journalism majors.
Agnes Driscoll Scholarship:

This scholarship is awarded to sophomores, juniors and seniors. Recipients are selected on the basis of demonstrated financial need and merit.
Evening Division Student Association (EDSA) Scholarship:

This scholarship is awarded to part-time undergraduate students. Recipients are selected on the basis of demonstrated financial need and merit.

Requires separate application
Education & Human Service Part-time Scholarship:

This scholarship is awarded to entering part-time graduate students enrolled in Education and Human services. Students with no or partial employer tuition remission benefits are encouraged to apply. Award amount is $3000 per academic year and is non-renewable. Contact the Graduate Admission Office for application information.

Requires separate application
Faculty Scholarship for MBA International Students:

This scholarship is awarded to international MBA students from developing countries. Applicants must be entering or enrolled in their second year of program. Awarded on merit and need by a faculty committee.

Requires full-time enrollment
Family Discount Plan:

This program offers an award of $500 to families with two undergraduate dependent students who are both enrolled full-time at Suffolk University. Recipients must remain full-time for both the fall and spring semesters to qualify.

Requires full-time enrollment

Requires separate application
James Ferris, Sr. Engineering Fund:

This scholarship is awarded to undergraduate students in Engineering Department with minimum 3.0 cumulative grade point average and high ethical standards.
Thomas A. Fulham Scholarship:

This scholarship is awarded to full-time entering freshmen and transfer students. Recipients are selected by a faculty committee on the basis of merit. A minimum cumulative GPA of 3.0 is required for renewal.

Requires full-time enrollment

Requires separate application
Thomas J. and Margaret Geraghty Scholarship:

This program is available to undergraduate students from Hyde Park or West Roxbury. Recipients must demonstrate need.

Requires separate application
Graduate Management Part-time Scholarship:

This scholarship is awarded to entering part-time graduate students enrolled in the School of Management. Students with no or partial employer tuition remission benefits are encouraged to apply. Award amount is $3000 per academic year and is non-renewable. Contact the Graduate Admission Office for application information
Grandfathered Tuition Plan for Meritorious students:

This program stipulates that undergraduate students with a minimum cumulative GPA of 3.6 will not be assessed the tuition increase. Applicants must have been enrolled at Suffolk University for at least one year prior, and have no D, F or Incomplete grades. Full-time students receive a grant equal to the yearly tuition increase. Part-time students (minimum 6 credits) required receive a grant equal to the yearly tuition increase for 6 credits. Note: this program is only available to Boston campus students and students enrolled full-time in the Dean Program.
Griffin Fellows Scholarship:

This scholarship is awarded to full-time entering freshmen enrolled in the Frank Sawyer Business School. Recipients are selected on the basis of merit. Award amount is $500 per academic year. A minimum cumulative GPA of 3.3 is required for renewal.

Requires full-time enrollment
Mary Hefron Scholarship:

This scholarship is awarded to an incoming freshman from Arlington who has successfully completed one semester. Applicants must demonstrate need.
Joseph M. Kelly Scholarship:

This scholarship is awarded to entering freshmen, with demonstrated need, from Boston English, Catholic Memorial or Watertown High school.
Geraldine F. Lavin Memorial Scholarship Fund:

This scholarship is awarded annually to a Suffolk University Cape Cod student enrolled in the Sawyer Business School whose life has been impacted by breast cancer.

Requires separate application
Lynch Foundation Scholarship:

This scholarship is awarded to a graduate of one of the eight inner-city high schools of the Archdiocese of Boston.
Massachusetts Society of Certified Public Accountants Educational Scholarship:

This scholarship is awarded to full-time, undergraduate, accounting majors, who plan to enter the Accounting profession. Applicants must be MA residents entering junior or senior year. Recipients are selected by a faculty committee on the basis of demonstrated financial need and merit.

Requires full-time enrollment
Ella Murphy Memorial Scholarship:

This scholarship is awarded to an English major. A recipient is selected by a faculty committee on the basis of merit.
NEWIRE Scholarship:

Established through the generosity of the New England Women in Real Estate, this scholarship is awarded to a part-time, female, undergraduate management student. Recipients are selected on the basis of need and merit, with priority given to applicants planning a career in real estate.
Boston Newspapermen’s Benevolent Association Scholarship:

This scholarship is awarded to a Journalism major, who plans to enter the print media. Priority consideration is given to juniors and seniors. Recipients are selected by a faculty committee on the basis of merit.

Requires full-time enrollment

Requires separate application
Stephen P. Novak Scholarship:

This scholarship is awarded to entering freshmen. Recipient is selected on the basis of demonstrated financial need.
President’s Incentive Loan\Grant:

This program is awarded to full-time, undergraduate students. Initially awarded as a loan, this loan/grant need not be repaid if the student graduates from Suffolk University. Recipients are selected on the basis of demonstrated financial need and merit. (Students must negotiate a promissory note with the Student Accounts Office)

Requires full-time enrollment
The Road Less Traveled Scholarship:

This scholarship was established to provide support to graduates of Milford Senior High School who are enrolled, or plan to enroll, in the College of Liberal Arts and Sciences.
Francis A. and Edith V. Sagan Scholarship:

This scholarship is awarded to undergraduates enrolled in the College of Liberal Arts & Science on the basis of need and merit.
George C. Seybolt Scholarship:

This scholarship is awarded to one full-time undergraduate student. Recipients is selected on the basis of demonstrated financial need.

Requires full-time enrollment
Frederick F. Spaziani Memorial Award:

This scholarship is awarded by a faculty committee to one full-time and one part-time student in the Engineering program on the basis of merit.
Maria Stewart Scholarship:

This scholarship, established to enhance diversity at Suffolk University, is awarded to full-time entering freshmen and transfer students who are graduates of a Boston public high school. Each year 10 recipients are selected on the basis of demonstrated financial need and talent. Award amount is $10,000 per academic year and requires 300 hours of on campus employement. A minimum cumulative GPA of 2.5 is required for renewal.

Requires full-time enrollment
Harold Stone Scholarship:

This scholarship is awarded by a faculty committee to a junior Accounting major. A recipient is selected on the basis of merit.
Ethelann Trent and Charles Silver Scholarship:

This scholarship is awarded to part-time undergraduate students (at the sophomore, junior or senior level), enrolled in the College of Liberal Arts and Sciences. Recipients are selected on the basis of demonstrated financial need and merit. Priority consideration is given to females who are mature in years.
Trustees Scholarship:

This scholarship, the largest institutionally funded program available at Suffolk University, is awarded to full or part-time undergraduate students. Recipients are selected on the basis of demonstrated financial need.
Vendome Firefighter’s Scholarship:

This scholarship, established to provide assistance to a child or descendant of a Boston Firefighter, is awarded to an entering freshman. Recipient is selected on the basis of merit. Award amount is one third of tuition costs. A minimum cumulative GPA of 3.0 is required for renewal.

Requires separate application
Stanley M. Vogel Scholarship:

This scholarship is awarded to an undergraduate student majoring in English. Recipient is selected on the basis of merit.
Richard Voke Scholarship:

This scholarship is awarded to an entering freshman who is graduate of Chelsea High School.
Henry Warren Scholarship:

This program, established to assist students from the Ashland area, is awarded to undergraduate students. Recipients are selected on the basis of demonstrated financial need.
Harry Zohn Scholarship:

This scholarship was established in memory of Trustee Zohn. One award is extended per academic year. Recipient is selected on the basis of financial need and merit. First priority is given to students majoring in English with a minor in Languages.
Note: Part-time enrollment requires a minimum course load of 6 credits per semester.

Complete the FAFSA (Free Application for Federal Student Aid)
Have a high school diploma or GED
Be enrolled and accepted into a degree granting or eligible certificate program
Be a U.S citizen or eligible non-citizen
Be in good academic standing
Maintain satisfactory academic progress (SAP) toward your degree
Certify that you are not in default on a federal student loan or owe money on a federal grant
Register with Selective Service, if required

The Financial Aid Office (FAO) retrieves the processed Student Aid Reports from an electronic mailbox and imports the data into our software system. You will be notified when the FAO receives your electronic Student Aid Report (ISIR). You need to complete the STCC Financial Aid Application and sign the Certification Page. You may also need to provide our office with additional information.

The Department of Education requires all applicants to meet certain eligibility requirements and if there are any conflicts, the Financial Aid Office is required to resolve them. In addition, the Department of Education randomly selects a percentage of applicants to complete a process called ‘Verification’. If you are selected for verification you must provide the Financial Aid Office with copies of the documents used to complete the FAFSA. In addition to resolving the conflicts identified by the Department. of Education., the Financial Aid Office will review the ISIR for inconsistent or missing information. Please provide the information requested immediately; failure to complete this process in a timely manner will delay the awarding process.

When you receive your copy of the Student Aid Report (SAR) you may find that you made an error in completing the application. If you need to make corrections please contact the Financial Aid Office. If you make corrections at the same time the STCC Financial Aid Office is processing your application, it will cause unnecessary delays.

A college education is one of the largest financial investments a family will make. We believe that an education from Springfield College - Benedictine University will provide valuable returns throughout a student’s lifetime. Our Financial Aid Office is dedicated to helping students and their families make a Benedictine University education affordable. We view the process of financing an education as a partnership. Although the student and his/her family have primary responsibility for meeting college costs, Benedictine University, as well as the federal and state governments have a variety of financial aid programs available to students who need financial assistance.

We hope this Web site will help families understand the financial aid process. If you don’t find the information you’re looking for, please feel free to contact one of our staff. Financial aid counselors are available by telephone, e-mail or in person (no appointment necessary).

Types of Financial Aid Available
Benedictine University’s Financial Aid Office administers a variety of federal, state and institutional programs of student financial assistance. Each of these programs carries specific student eligibility requirements. In general, students must be formally admitted as degree-seeking and enrolled for a minimum number of credit hours. All financial aid recipients must maintain satisfactory academic progress in accordance with the published, “Satisfactory Academic Progress Policy for Financial Aid Recipients.”

After completing the financial aid application process, the student will receive a financial aid award notification letter. The award letter will include the program(s) that the student is eligible to receive and the award amount(s).

Grants/Scholarships - Grants and scholarships are considered to be gift assistance. This means the awards do not have to be repaid.

Loans - Loans are considered to be a form of self-help assistance. Loan programs provide funds for educational purposes and are paid back with interest.

Employment - Part-time jobs on campus are available to students through the University and Federal Work-Study program. Students working on campus receive a bi-weekly paycheck.

Applying for Financial Aid
All students applying for financial aid are asked to complete the following documents:
Financial Aid Application
Free Application for Federal Student Aid (FAFSA)

FAFSA Tips
The FAFSA is required for all federal, state (Illinois residents) and Benedictine University need-based assistance. It should be completed as soon as possible after January 1st.

Applying online with FAFSA on the Web at www.fafsa.ed.gov is faster and easier than using a paper FAFSA. The paper FAFSA form is available from Benedictine University by request.

Have your completed U.S. Federal Income Tax returns readily available when completing the FAFSA.

Include SCI school code: 001761 so the results of your FAFSA application will automatically be sent to our financial aid office.

Sign you FAFSA with a Federal Student Aid PIN. Apply for a PIN at www.pin.ed.gov. If you are providing parent information, one parent must also sign you FAFSA. To sign electronically, your parent should also apply for a PIN.

Some FAFSA forms are selected to complete a process called Verification. Students selected for verification are required to submit certain documents, including signed copies of federal fax returns before financial aid can be finalized.

Reapplying for Financial Aid
Students must reapply for financial aid each award year. Priority is given to students who meet the financial aid priority deadline date, April 15 of each year.

Notification of Financial Aid Eligibility
All students who apply for financial aid will receive a financial aid notification letter. The letter will include the types of assistance and award amounts the student is eligible to receive. With the exception of student employment earnings, funds awarded will be credited to the student’s tuition account at the beginning of each term. In order to ensure loan funds are credited in a timely manner, students should ensure a Promissory Note has been submitted to the financial aid office and Entrance Loan Counseling has been confirmed.

Students, who wish to decline a financial aid award or reduce the mount of the award, must sign and return their award letter within fourteen (14) days of receipt.

Award Revisions
The Financial Aid Office reserves the right to modify financial aid awards at any time based on the availability of federal, state and institutional funds or if changes occur in the student’s financial need analysis, enrollment or academic status.

If financial assistance is received form an outside source after the financial aid award notification letter has been issued, a recalculation of aid eligibility will be completed using the additional financial assistance as a resource. Required financial aid adjustments will be made in accordance with university policy and state and federal regulations. All forms of outside assistance must be reported to the Financial Aid Office.

Enrollment Requirements
Financial aid awards assume the student will enroll full-time each term. Failure to enroll on a full-time basis may result in a revision of financial aid awards. It is recommended that students counsel with a financial aid counselor prior to altering their pattern of enrollment or withdrawing from a class.

The purpose of financial aid is to assist students in paying for their education. It is a need based program, and eligibility is determined by applying to the U.S. Department of Education - Federal Student Aid Programs (www.fafsa.ed.gov). Federal Student aid includes grants, work-study, and loans. Financial aid will not cover all educational expenses, but is designed to assist students in meeting those needs. No applicant will be discriminated against because of race, color, creed, religion, sex, or age.
What does Snow College Financial Aid Offer?
Supplemental Application, Verification Forms, Satisfactory Academic Progress and Other Documentation.
Complete Satisfactory Progress and Eligibility Policy
What if I am attending more than one school during the semester?
Where can I go for help?
Important Deadlines
Frequently Asked Questions
Jobs
Scholarships

For many students, financial aid can greatly affect their decision about whether or not to attend college or which institution to attend. Because of its importance, the decision to apply for financial aid, as well as which financial aid programs to accept, should be made only with a complete understanding of the process, requirements, benefits and responsibilities.

Financial aid is any loan, part-time employment, grant or scholarship offered for the express purpose of helping a student pay education-related expenses. Such aid is usually provided by federal, state, institutional or private agencies. If you qualify, you may be offered combinations of these types of aid, depending on your financial need and the funds available.

Who Should Apply for Aid?
The only way to tell if you are eligible to receive aid is to apply for it. Many factors are taken into account when awarding aid. Therefore, everyone who needs financial assistance to attend college should apply.

You may only be interested in part-time work, a scholarship or a federal student loan. All of these are considered financial aid. Currently, more than half of the students at St. John’s University receive some form of financial assistance.

Who is Eligible to Apply?
Eligibility requirements for most financial aid programs at St. John’s are listed here. Some programs will list additional eligibility requirements.

You must:

Be a U.S. citizen, national or permanent resident alien
Be enrolled or accepted for enrollment, at least halftime, in a degree program
Make satisfactory academic progress towards a degree
Register with the Selective Service Administration, if required to do so
Not be in default on a loan or owe a repayment on a previous financial aid award received at St. John’s University or any other institution
Establish financial need

In addition to the Lycoming Grant program (need-based), Lycoming College offers over $7 million each year in scholarships to academically talented students. First-year students are automatically considered for all academic scholarships - there is no special application. All academic scholarships are automatically renewed in their original amount for the following year provided the student maintains satisfactory academic progress as defined in the College Catalog.

ACADEMIC SCHOLARSHIPS

Trustee Scholarship ~ $18,000 per year ~ Students who rank 1 st or 2 nd in their class (of 30 or more students) at the end of their junior year of high school are eligible for this scholarship.

Faculty Scholarship ~ up to $18,000 per year ~ Students with a minumum GPA of 3.65 on a 4.00 scale and a total SAT score (math, critical reading and writing sections) of 1950 (ACT composite score of 29) or above are eligible for this scholarship. Interviews with the Dean of the College and a faculty department chairperson are required, but a minimum of $16,000 will be awarded to all qualifying candidates who enroll at Lycoming. Interviews can be arranged through the Office of Admissions and must be completed by March 14, 2008.

Departmental Scholarship ~ up to $15,000 per year ~ Students with a minimum GPA of 3.30 on a 4.00 scale and a total SAT score (math, critical reading and writing sections) of 1800 (ACT composite score of 27) or above are eligible for this scholarship. An interview with the appropriate departmental chairperson is required, but a minimum of $13,000 will be awarded to all qualifying candidates who enroll at Lycoming. Interviews can be arranged through the Office of Admission and must be completed by March 14, 2008.

Dean’s Scholarship ~ $6,000 to $12,000 per year ~ Students with a minimum GPA of 3.00 on a 4.00 scale and a total SAT score (math, critical reading and writing sections) of 1500 (ACT composite score of 22) or higher are considered for this scholarship..

Transfer Scholarships ~ $6,000 - $12,000 ~ New transfer students who have completed 24 credits and have a minimum GPA of 3.0 or higher qualify for this scholarship.

LEADERSHIP AWARD

Offered to a select group of incoming students whose high school curriculum is challenging and who have demonstrated leadership and service backgrounds, and who are likely to contribute to the Lycoming College Community. This award is typically awarded to students who do not qualify for one of our traditional scholarships or grants. Amount will vary based on student’s state of residency and involvement in leadership and community service.

TALENT SCHOLARSHIPS

Music Scholarship ~ $1,000 - $3,000 per year ~ Students with an interest in vocal or instrumental music and the intention of performing at Lycoming are invited to audition with faculty from the Music Department. In addition to scales, students will be asked to perform two contrasting pieces. Depending on experience, students may also be asked to sight read. Auditions are conducted on Monday and Friday afternoons and during Open House programs. Call the Office of Admission for details.

Art Scholarship ~ $1,000 - $3,000 per year ~ Students intending to major in art are encouraged to apply for the Lycoming Art Scholarship. Scholarships are awarded on the basis of a portfolio review by faculty from the Art Department. Typical portfolios include 10-15 pieces of original work. A review will also include a tour of the art facilities. Portfolio reviews are scheduled during Open House programs and throughout the academic year.